📜 Terms and Conditions

Effective Date: June 01, 2025

Please read these terms carefully before using any Utilour Ventures digital product. These Terms and Conditions (“Terms”) govern your use of the websites, mobile applications, and other digital interfaces provided by Utilour Ventures (“we”, “us”, or “our”). By accessing or using our platforms, you agree to these Terms.

1. Acceptance of Terms

Your access to and use of any Utilour Ventures digital platform (website, mobile app, or other related services) constitutes your agreement to comply with and be bound by these Terms.

2. Use of the Platform

You agree to use our applications and website only for lawful purposes and in a way that does not infringe the rights of others or restrict their use.

You may not:

• Attempt to gain unauthorized access to any part of the platform
• Use the platform to distribute malware or unsolicited messages
• Reverse-engineer or replicate any part of our technology

3. Intellectual Property

All materials on our website and applications, including logos, visuals, texts, and code, are owned by or licensed to Utilour Ventures and are protected by applicable intellectual property laws. You may not copy, reproduce, or modify these materials without permission.

4. User Content

If you submit content (e.g., feedback, testimonials), you grant us the right to use it in connection with our services and marketing.

5. Platform Availability

We strive to ensure our digital services are available 24/7, but we do not guarantee uninterrupted access. We may update, suspend, or discontinue any part of the site or app without notice.

6. Limitation of Liability

We are not liable for any direct, indirect, or incidental losses resulting from:

• Use or inability to use the platform
• Errors or interruptions in service
• Unauthorized access to your data

7. Third-Party Links

Our platform may contain links to third-party services or content. We are not responsible for the practices or content of these external websites.

8. Changes to These Terms

We reserve the right to update these Terms at any time. Your continued use after changes constitutes your acceptance of the revised terms.

9. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria.

📩 Contact Us

For any questions about these Terms, please email: legal@utilourventures.com